Recap | Week Ahead | Post Election
“A goal without a plan is just a wish.” - Antoine de Saint-Exupery
Last week's market recap
- The S&P 500 closed the week up 4.69%. Year-to-date the index is up 27.17%
- NASDAQ closed the week up 5.76%. YTD the index is up 29.25%
- U.S. Aggregate Bond index closed the week up .78%. YTD the index is up 2.10%
- 10-Year Treasury Rate decreased, ending the week at 4.30% down from 4.37% the prior week
- Fed Funds Target rate was cut .25% to 4.50-4.75%
- The 1-Year Treasury is yielding 4.31%
- A 6 Month Treasury is yielding 4.45%
The week ahead:
- CPI Inflation
- Retail Sales
- Earnings: Home Depot, Disney, Cisco, and more
Market Recap:
U.S. stocks soared last week. Small Caps and banks led the way following Trump’s victory. Pro-growth, deregulation, and potential lower taxes were in focus. Potential tariffs and rising deficits are not in focus at the moment.
Post-Election Comments:
DO NOT PLAY POLITICS WITH YOUR PORTFOLIO. For some investors, rebalancing slightly and/or repositioning may make sense. Bear in mind…U.S. Companies should be able to successfully adapt to new policies as they have in the past.
The economic outlook looks stable. Major economic trends that were in place before the election are likely to continue.
- GDP Growth is above trend
- We’re at full employment (October unemployment rate was 4.1% below the long term average)
- Low Inflation (year over year is 2.4%)
- Consumer spending remains strong
This economic environment is favorable for equity markets. Interest rates are declining. Secular trends continue to encourage corporate investment.
The effects of the new administration’s policies shouldn’t be apparent for a while, so most investors should remain focused on the fundamentals. At the moment, the fundamentals are strong. A well-diversified portfolio should participate in the longer-term uptrend, but also help as a defense against potential surprises.
Source: JP Morgan: Chart or the Week
Additional Comment:
Elon Musk Tax Break?
- IF Musk takes a senior position in Washington, he could be forced to sell some of his positions in Tesla and SpaceX. Section 1043 of the America’s tax code would allow him to defer all capital gains on this divestment. This means, he could potentially receive a tax break worth tens of billions. Thoughts?
As always, let us know if you have any questions.
Best,
CRA Investment Committee
Matt Reynolds CPA, CFP®
Tom Reynolds, CPA
Robert T. Martin, CFA, CFP®
Gordon Shearer Jr., CFP®
Jeff Hilliard, CFP®, CRPC®
Joe McCaffrey, CFP®
Phillip Tompkins, CFP®
Important Disclosure Information
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by CRA Financial, LLC [“CRA]), or any non-investment related content, made reference to directly or indirectly in this commentary will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this commentary serves as the receipt of, or as a substitute for, personalized investment advice from CRA. Please remember to contact CRA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently. CRA is neither a law firm, nor a certified public accounting firm, and no portion of the commentary content should be construed as legal or accounting advice. A copy of CRA’s current written Disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at www.crafinancial.com. Please Note: If you are a CRA client, please advise us if you have not been receiving account statements (at least quarterly) from the account custodian.
Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your CRA account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your CRA accounts; and, (3) a description of each comparative benchmark/index is available upon request.
Please Note: Limitations: Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if CRA is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (to the extent applicable). Unless expressly indicated to the contrary, CRA did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of CRA by any of its clients. ANY QUESTIONS: CRA’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including the criteria used for any reflected ranking.